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Open an Account

Open an Account

Certificate of Deposit

Savings on your terms

Looking for a secure way to grow your cash savings? Certificates of Deposits (CDs) can help you reach your short-term or long-term savings goals with guaranteed rates of return.

Begin Application

Open in Person

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The features and benefits of a Certificate of Deposit

 
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Flexible Terms

Save on your schedule with flexible terms from 7 days to 7 years.

 
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Interest Options

Maximize your interest by choosing monthly or annual compounding

 
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No monthly fee

No monthly charge keeps money in your wallet

 
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Low balance requirements

Start earning interest immediately on balances as low as $1,000

 
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Risk Protected

Your interest rate won't change for the duration of the term, allowing you to save more without risk

 
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Convenient maturity options

When your CD matures, you can choose to rollover into a new CD, cash out, or convert to another account type

Earn 5.00% APY* with a 3-month CD1

Boost your savings starting today.

*A $1,000 deposit required to open and earn the promotional Annual Percentage Yield (APY). The APY indicates the total amount of interest you could earn on a deposit account for one year. APY assumes you will not deposit or withdraw funds for the entire year and that all interest will remain on deposit until maturity. As a result, your account's actual APY may vary. 

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Certificate of Deposit not the right fit?

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I'm interested in a standard savings account to meet everyday needs.

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Have questions?
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If you'll like to speak to a Hancock Whitney banker, fill out the form and we'll get back to you promptly.

1APY accurate as of 3/1/24 and may change at any time.

A $1,000 deposit is required to open the CD. An APY assumes that all interest will remain on deposit until maturity.

A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty may be assessed for early withdrawal.

Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024

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