<img height="1" width="1" src="https://www.facebook.com/tr?id=852282609072225&amp;ev=PageView &amp;noscript=1">

Get your paws on this card.

Hancock Whitney is the official bank of the University of South Alabama. Show your Jag pride with the Hancock Whitney USA VISA® Debit Card. 

USAMass_contactless_Cardtilt_shadow

An option on any checking account.

To get the USA Jags VISA® Debit Card, simply open a Hancock Whitney checking account, or call 1-800-448-8812 to switch your existing debit card design.

ULTRA_USA_stadium_2024_608x456_LP_

Personal checking account options for Jag fans to choose from:

Freestyle Checking

An everyday checking account that lets you easily waive the monthly service charge.

  • Service charge waived with one posted client-initiated transaction per statement cycle

  • Peace of mind with no NSF Fees and overdraft consideration options1 

  • Account protection with Visa® Purchase Alerts2

 

OPEN AN ACCOUNT

LEARN MORE

Priority Checking

An interest-bearing account with vigorous security and fraud protection.

  • Rebated fees on non-Hancock Whitney ATMs

  • Higher-level call priority

  • Premium security features

  • Complimentary annual investment analysis*

 

OPEN AN ACCOUNT

LEARN MORE

Assure Checking

A starter account with budget-friendly features to help you build your financial future.

  • Never worry about overdraft3 and NSF fees

  • Sign up for complimentary credit score tracking

 

OPEN AN ACCOUNT

LEARN MORE

Want to see a side-by-side comparison of your options?

Compare Options

Account benefits for any Jag fan

 

 
Icon-Early Pay

Early Pay4

Set up direct deposit with your checking account and get your money up to two days before the scheduled payment date.

 
310400_0721_OverdraftProtectionIcon_final

No overdraft fees on overdrawn balances of $10 or less 1

Also, there are NO NSF fees on our personal checking accounts.

 
Icon-No Fees

Easily avoid monthly service charges with Freestyle Checking

Waive monthly service charges by making one client-initiated transaction per statement cycle.3

Now you can show your team spirit with an LSU Tigers® Credit Card.

Enjoy the convenience, flexibility and purchasing power of an LSU Tigers® Visa® Platinum Credit Card. Earn reward points redeemable for cash back, travel, gift cards and more.

LEARN MORE
mock--lsu--credit--600x420

Why your neighbors trust Hancock Whitney

125
Years of Service

For more than a century, Hancock Whitney has been dedicated to the financial well-being of Gulf South communities.

$6.8M
Donated in 2023

We give back to our local communities because we’re committed to the future of our region.

6,500+
Associate Volunteer Hours

We're more than a bank—we're a community partner focused on giving back.

Already have a Hancock Whitney Debit Card?

If you'd like to switch your card design to a USA Jags card simply call us.

Call 1-800-448-8812

Freestyle Checking Account Terms and Conditions: $25 minimum opening deposit is required. Monthly service charge of $10 can be waived by the following: primary account holder under 18 or age 64 and over with valid date of birth on file, or is an eligible Priority Checking or Private Wealth Management Client, or have one or more client-initiated debit and/or credit transactions post to the checking account per statement cycle. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

Priority Checking Account Terms and Conditions: Minimum opening deposit of $25 required. The monthly service charge of $20 can be waived if you maintain one or more of the following: a minimum daily collected balance of $5,000 or more; or $7,500 in combined deposits (excluding CDs and IRAs) or consumer loans (excluding mortgages) or credit card balances; or $250,000 or more in a Trust account or account (excluding annuities) with Hancock Whitney Financial Consultants*. A Priority Checking account cannot be linked to any other Priority, Connect, or Private Wealth checking account for combined balance calculations. A $20 service charge will be assessed if the account is closed within the first 180 days after the account is opened. Please refer to the Truth in Savings Disclosure for other applicable fees and information. If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.

Assure Checking Account Terms and Conditions: $25 minimum opening deposit is required. There is a monthly service charge of $7 and can be waived if the primary account holder is under 18 years old with valid birth date on file. If your account is closed within the first 180 days after opening, a $20 service charge will be assessed and we reserve the right to deduct the bonus amount from your account’s closing balance. Please refer to the Truth in Savings Disclosure for other applicable fees and information.

1Overdraft Fee Terms: NSF items created by check, in-person withdrawals or other electronic means that overdraw (OD) an account may be charged $36.00 per item. If you have opted-in to the payment of ATM and everyday debit card (POS) NSF items into overdraft, we may assess OD fees on those items as well. We waive OD fees on the following: NSF items of $5.00 or less or overdrawn balances of $10.00 or less at the end of nightly batch processing. See our Truth in Savings Disclosure and Deposit Agreement for more information. We pay overdrafts at our discretion and do not guarantee that we will always authorize payment of any transaction. For example, we typically do not pay overdrafts if your account is not in good standing. If your account is overdrawn, you must immediately bring it to a positive balance. For additional details on the Bank’s OD practices see our Standard Overdraft Services, or visit a local financial center. 

2 Visa Purchase Alert Terms: Actual time to receive a transaction alert is dependent on wireless service and coverage within area. Message and data rates may apply. Some PIN-based debit transactions may be routed through non-Visa networks. Transactions routed through non-Visa networks will not trigger a purchase alert. For more information about Purchase Alerts, including any limitation and restrictions, go to www.hancockwhitney.com/purchase-alerts.

3 Assure Checking Overdraft Terms: When your available balance is insufficient, Assure Checking doesn't assess NSF fees or Overdraft Fees on NSF items created by check, in-person withdrawal, ATM or other electronic means. Generally all NSF items will be declined or returned to the merchant/ third party unpaid. While we will not assess overdraft or NSF fees, a merchant or third party may assess fees for items returned unpaid. If this account does become overdrawn or your available balance is insufficient, you must bring it to a positive balance immediately to maintain this account. Please refer to the Assure Checking Truth in Savings Disclosure or speak with a banker for more information.

4 Early Pay Terms: Early Pay grants access to eligible direct deposit payments (PPD ACH transactions $25,000 and under) made into a Hancock Whitney Checking or Savings account up to two days prior to the scheduled payment date.

Certain payroll payments may not be eligible for Early Pay. Early Pay availability is based on the timing of the payor’s payment instructions and therefore, you may not always see your direct deposits arrive early. Hancock Whitney does not guarantee early availability of these direct deposits. Early Pay eligibility may vary between pay periods, and daily/transaction limits apply. Any direct deposit not posted early will be made available to you in accordance with the payment instructions. After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned, rejected or uncollected by Hancock Whitney.

No action is needed to take advantage of Early Pay. Early Pay will be activated for all Hancock Whitney Checking and Savings accounts only.

 

* Financial Planning services may only be offered by Investor Adviser Representatives. Although the service is free, certain recommended products may have fees.

Check the background of this investment professional on FINRA’s BrokerCheck

Located at: Hancock Whitney Financial Consultants, 525 Florida Avenue SW, Denham Springs, LA 70726, 1-800-385-4188

Hancock Whitney Financial Consultants is a marketing name of Cetera Investment Services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Hancock Whitney Bank where investment services are offered or Hancock Whitney Corporation. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

Investment Products:

NO BANK GUARANTEE

NOT A DEPOSIT

MAY LOSE VALUE

NOT FDIC INSURED

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

 

 

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google Play, Android and Google Pay is a trademark of Google Inc.

CONTACT US


FOLLOW US

ABOUT

RESOURCES

PROUD TO BE AN OFFICIAL SPONSOR OF

Footer Sports Logos

 

    Hancock Whitney Bank, Member FDIC and Equal Housing Lender Logo Equal Housing Lender. All loans and accounts subject to credit approval. Terms and conditions apply.

    Hancock Whitney and the Hancock Whitney logo are federally-registered trademarks of Hancock Whitney Corporation. © Hancock Whitney 2024

    :ooking Glass Protected